Business insurance
You have enough to run without worrying about your coverage. We build a program around how your business actually operates, then keep it current as you grow.
Get a business quoteBusinesses we know well
Each of these has its own contracts, risks and paperwork. We know them.
- General contractorsLiability, workers' comp, equipment and the certificates your contracts require
Churches & ministriesBuildings, vans, volunteers and abuse and molestation liability
NonprofitsDirectors and officers, events and volunteer coverage
RestaurantsLiquor liability, food spoilage, equipment breakdown
Wineries & breweriesInventory, product and liquor liability, tasting rooms and events
Offices & professional servicesBusiness owners policies, professional and cyber liability
Coverage we write
Not every business needs all of these. We'll tell you which ones matter for yours, and which ones your contracts or landlord require.
General liability
Injuries and property damage you cause to others, including claims from customers and the public.
Business owners policy (BOP)
Liability and property packaged together, usually at a lower cost for small and mid-size businesses.
Workers' compensation
Medical bills and lost wages for employees hurt on the job, and protection for you from related lawsuits.
Commercial auto
Trucks, vans and fleets, plus hired and non-owned auto for employees who drive their own vehicles for work.
Commercial property
Your building, equipment, inventory and improvements to space you lease.
Business interruption
Lost income and ongoing expenses while you recover from a covered loss.
Professional liability (E&O)
Claims that your advice or professional work caused someone a financial loss.
Directors & officers liability
Protection for the people who lead your company or board against claims about their decisions.
Commercial umbrella
Extra liability limits above your general liability, auto and employer's liability policies.
Surety bonds
License, permit, bid, performance and payment bonds.