Life insurance

Life insurance can pay off the mortgage, keep a family business running, fund your children's education and protect your spouse's retirement. We'll help you decide how much you need and which kind fits.

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Types of life insurance

The right choice depends on how long you need coverage and whether you want it to build cash value.

Term life

The most affordable way to buy a large amount of coverage. It protects you for a set period, such as 10, 20 or 30 years, and fits needs that end, like a mortgage or raising children.

Whole life

Lifelong coverage with level premiums and a cash value that grows over time. You can borrow against or withdraw the cash value.

Universal life

Lifelong coverage with more flexibility than whole life. You can adjust premiums and the death benefit as your situation changes.

Final expense

A smaller policy that covers funeral costs, medical bills and other debts, so your family isn't left paying them.

Not sure how much you need?

A common starting point is enough to pay off your debts, replace several years of income and cover future costs like college. We'll walk through the numbers with you at no cost.

Talk through your options with us.