Business insurance / Offices & professional services
Insurance for offices and professional services
Accountants, consultants, agencies, medical and real estate offices: your biggest risks are often a mistake in your work or a data breach, not a fire.
Get an office quoteCoverage for professional firms
Many office-based businesses can package most of this into one business owners policy, then add professional and cyber coverage.
Business owners policy (BOP)
General liability and property together, usually the most affordable starting point.
Professional liability (E&O)
Claims that your advice, service or an oversight cost a client money.
Cyber liability
Data breaches, ransomware and the cost of notifying clients and restoring systems.
Workers' compensation
For employees, including injuries from repetitive work and travel.
Employment practices
Claims from employees about hiring, firing, discrimination or harassment.
Hired & non-owned auto
When staff drive their own cars to meetings, the bank or job sites.
Commercial umbrella
Higher liability limits when a lease or client contract asks for them.
Business interruption
Income and expenses while your office is unusable after a covered loss.