Insurance for restaurants

A kitchen fire, a walk-in cooler that quits overnight or a slip in the dining room can close your doors. We build coverage that gets you open again.

Coverage built for food service

Full-service restaurants, cafes, food trucks, bars and caterers each need a different mix. Here's where we start.

Building or leasehold improvements, kitchen equipment, furniture and inventory.

Customer injuries and foodborne illness claims.

Claims tied to alcohol you serve. Landlords and event venues often require it.

Food lost to a power outage or refrigeration failure.

Repair or replacement when ovens, coolers or HVAC systems fail.

Lost income and payroll while you're closed after a covered loss.

Burns, cuts and slips are common in kitchens. Workers' comp covers your staff and protects you.

For employees making deliveries or catering runs in their own cars.