Personal insurance
Your cars, bikes, boats and home, quoted with several carriers and explained in plain English. Bundling usually lowers the price of each policy.
Get a quote
Auto insurance
Texas requires at least 30/60/25 liability coverage, but the minimum rarely covers a serious accident. We'll help you choose limits that protect what you own.
- Liability, collision and comprehensive (including hail)
- Uninsured and underinsured motorist coverage
- Personal injury protection and medical payments
- Roadside assistance and rental reimbursement
- Teen and new drivers added the right way
Motorcycle insurance
Cruisers, sport bikes, touring bikes and customs. Riders face different risks than drivers, and the right policy accounts for them.
- Liability, collision and comprehensive
- Custom parts and equipment coverage
- Riding gear and helmet coverage on many policies
- Lay-up options for bikes you store over winter
Boats & personal watercraft
Ski boats, bass boats, pontoons, sailboats and jet skis. A homeowners policy usually covers very little of a boat, and nothing on the water.
- Physical damage on the water, in storage and on the trailer
- Liability for injuries and damage to other boats or docks
- Towing and on-water assistance
- Coverage for fishing equipment and personal effects
Classic & sports cars
Collector cars and weekend sports cars often cost less to insure on a specialty policy than on your regular auto policy, with better protection for their value.
- Agreed value coverage, so you know the payout up front
- Spare parts and restoration coverage
- Flatbed towing
Photo: 1969 Ford Mustang Boss 429 by Greg Gjerdingen, CC BY 2.0
Home, renters & condo
We write homeowners coverage with Central Texas in mind: roof age, hail deductibles, foundation and water damage are where policies differ most.
- Dwelling coverage at today's cost to rebuild
- Personal property at replacement cost
- Liability for injuries on your property
- Loss of use if you have to live elsewhere during repairs
- Renters and condo policies for what you own inside
More personal coverage
RVs & motor homes
Coverage for the vehicle, your belongings inside and full-time RV living.
Umbrella liability
An extra $1 million or more of liability on top of your auto and home policies, usually for a modest premium.
Flood
Standard home and renters policies exclude flood. Flood policies usually have a 30-day waiting period, so don't wait for the forecast.
Valuable items
Jewelry, firearms, collections and instruments often have low limits on a home policy. Scheduling them fixes that.
Identity theft protection
Help with the cost and paperwork of restoring your identity and credit.
Not sure what you need?
Send us your current declarations pages and we'll point out gaps. Start here.