Business insurance / Wineries & breweries
Insurance for wineries and breweries
From the vineyard or brewhouse to the tasting room, your business makes, stores, pours and ships a product people drink. We build coverage around every step.
Get a winery or brewery quoteCoverage built for craft beverage producers
Hill Country wineries, craft breweries, taprooms and distilleries each need a different mix. Here's where we start.
Property
Buildings, tasting rooms, tanks, barrels, brewing and bottling equipment.
Inventory
Wine, beer and spirits in barrels, tanks, bottles and kegs, valued the way your business sells them.
Product liability
Claims that something you made or sold caused an injury or illness.
Liquor liability
Claims tied to alcohol served in your tasting room, taproom or at events.
Equipment breakdown
Repair or replacement when chillers, glycol systems, pumps or refrigeration fail.
Spoilage & contamination
Product lost to a temperature change, power outage or contamination.
Business interruption
Lost income and payroll while you're closed after a covered loss.
Workers' compensation
Lifting, forklifts, hot liquids and cleaning chemicals make production work risky. Workers' comp covers your staff and protects you.
Commercial auto
Delivery vans, trucks and trailers, plus coverage for employees who drive their own cars for work.
Events & weddings
Liability for concerts, festivals, private parties and weddings on your property.